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Covered expenses for all UHC Plans
Generic drugs
One way that UnitedHealthcare manages costs for both you and Stryker is to use generic drugs when available. Only FDA "A" rated generic equivalent drugs are dispensed through both the network and home delivery pharmacies. "A" rated generics are subject to the same FDA regulations as brand-name drugs and considered to be equal in therapeutic effectiveness and safety when taken as prescribed. The main difference between generic and brand-name drugs is price; generics generally cost substantially less.
Discounts on medications
Stryker's prescription drug plan does not cover the cost of medications used for weight loss. However, you are able to purchase these medications at a discounted cost through UnitedHealthcare's retail pharmacy network and home delivery (mail-order) program. Your cost for these medications will be based on discounted wholesale prices negotiated by UnitedHealthcare. Please note that your cost for medications purchased through the discount program used for weight loss are not applied toward your deductible and out-of-pocket maximum. You will continue to be responsible for the cost of these medications even if you meet your out-of-pocket maximum.