Life and AD&D Insurance Coverage
Important
Certain plan provisions may vary depending on your state of residence. For details, refer to the Certificate of Insurance, available for full-time employees at: http://totalrewards.stryker.com/
spd/Stryker-Amendatory-Rider.pdf
and http://totalrewards.stryker.com/
spd/Stryker-ADD-LIFE-AFTA-EEs.pdf
and for part-time employees at: http://totalrewards.stryker.com/
spd/Stryker-ADD-LIFE-APTA-EES.pdf
Life and accidental death and dismemberment (AD&D) insurance offers you and your eligible dependents financial support and peace of mind in the face of unforeseen events.
  • Stryker provides basic life and AD&D insurance coverage through Hartford Life at no cost to you.
  • You also have the opportunity to purchase additional life insurance coverage for yourself and your covered dependents, through Hartford Life.
This section of the Stryker Benefits Summary provides an overview of your life and AD&D benefits. For more detailed information about these benefits and eligibility rules, refer to the Life and Accidental Death & Dismemberment Certificate of Insurance, available at the links below.
Together, this section of the Stryker Benefits Summary and the Certificate of Insurance issued by The Hartford constitute the Summary Plan Description for this plan.
Rehires
If your coverage ends because you no longer work for Stryker or you are no longer in an eligible class, and you are later rehired or return to your eligible class within 13 weeks (and within the same plan year), coverage for you and your covered dependents may be reinstated. Evidence of Insurability will not be required as long as you return within 13 weeks and request reinstatement of coverage within 31 days of returning. The reinstated coverage will be the same amount that was in force when coverage ended; however, any amount which was converted or ported will not be reinstated, unless that coverage is canceled.
Employees of Stryker Puerto Rico, Inc.
If you are an eligible full-time, active employee of Stryker Puerto Rico, Inc., you receive basic life and accidental death and dismemberment (AD&D) insurance coverage through The Hartford at no cost to you. You also have the opportunity to purchase additional life insurance coverage for yourself and your covered dependents, through The Hartford.
For detailed information about these benefits and the eligibility rules, refer to the Life and Accidental Death & Dismemberment Certificate of Insurance, available at the following link: http://totalrewards.stryker.com/spd/Stryker-PR-ADD-LIFE.pdf.