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Eligible expenses
You can use the HCFSA to reimburse yourself for medical, dental, vision and hearing care expenses incurred by you or your dependents. Dependents include:
  • Your spouse
  • Your children who are eligible for coverage under Stryker's healthcare plan, even if they are not enrolled for coverage under the plan
  • Other family members, such as your domestic partner's children, who you claim as dependents for federal income tax purposes
Your domestic partner is not eligible for coverage under the HCFSA unless he or she qualifies as your tax dependent.
Generally, eligible HCFSA expenses are physicians' or dentists' services or related supplies that are not covered by any employer-sponsored benefit plan or a personal insurance policy. Examples of eligible HCFSA expenses include:
  • Acupuncture services
  • Auto equipment to assist the physically handicapped
  • The difference in cost between Braille and non-Braille books and magazines
  • Special schools for the mentally or physically handicapped
  • Contact lenses, solutions and supplies
  • Deductibles and amounts paid as coinsurance or copayments under medical, dental, vision and prescription drug plans
  • Detoxification or substance abuse treatment to the extent that treatment is not covered by a medical plan
  • Equipment installed in your home and certain home improvements, if the main purpose is medical care
  • Expenses in excess of medical, dental or vision coverage limits
  • Expenses for eye examinations, frames, lenses and tinting that are not covered under Stryker's vision benefits
  • Guide dogs for the blind and deaf
  • Hearing exams and hearing aids
  • Medically necessary mattresses and bed boards
  • Menstrual care products
  • Nursing home care
  • Orthopedic shoes (portion of the cost that exceeds the cost of a regular pair of shoes), only if used to treat or alleviate a specific condition
  • Over-the-counter (OTC) drugs and medicines
  • Oxygen equipment
  • Preventive healthcare services not covered under a group medical plan
  • Radial keratotomy and laser eye surgery
  • Smoking cessation programs
  • Special equipment for the handicapped
  • Transportation expenses related to medical care
  • Weight loss programs, but only if part of a treatment plan for a specific condition and prescribed by a physician
Expenses that are eligible for reimbursement under the HCFSA are subject to IRS guidelines and may change from time to time (see the UnitedHealthcare website at for current detailed information regarding eligible HCFSA expenses or call UnitedHealthcare customer service toll free at 800 387 7508. In addition, information is available online at or by calling the IRS at 800 TAX FORM (800 829 3676) and requesting Publication #502: Medical and Dental Expenses.) Publication #502 describes healthcare expenses that may be deductible for income tax purposes. While that list and the list of eligible expenses for HCFSA purposes are similar, please note that there are some differences.