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Time limits for claims filings

Medical and dental claims
Claims related to a period of illness or treatment of an injury must be filed within one year of the date you first become ill or injured and require covered medical or dental services. All other claims must be filed within one year of the date covered charges were incurred. If you are not able to meet this claim-filing deadline through no fault of your own, your claim will be accepted if you file the claim as soon as possible. Unless you are legally incapacitated, claims will not be accepted if they are filed more than two years after the claim-filing deadline.
Prescription drug claims
Claims must be filed within one year following the date the prescription is filled.
Vision claims
Claims must be filed within one year following the date covered services or materials are provided.
Flexible spending accounts claims
Claims must be received by March 31st following the end of the Plan year during which you participated in the FSA and incurred eligible expenses.
Adoption assistance claims
Claims must be filed by December 1 of the year following the year in which eligible adoption expenses were incurred.
Legal action
No lawsuit to recover benefits and/or premiums under the Plan may be brought more than one year after the final denial issue date of the claim under the Plan's appeal procedures.